Demonstration environment — simulated data
Loan Lifecycle

LN-2026-1078

LowApproved

Cedar Pharma Distribution · Retail Personal Loan

Amount

USD 32,000

Risk score

44/100

AI confidence

87%

Application

Customer
Cedar Pharma Distribution
CIF
CIF-0004416074
Product
Retail Personal Loan
Amount
USD 32,000
Tenure
12 months
Purpose
Working capital
Branch
Riyadh
Assigned to
Unassigned
Submitted
31 Jul 2026
SLA due
23 Aug 2026
Stage
Approval
Core banking
Not yet booked

Financial profile

Annual revenue
USD 19,974,000
Avg monthly inflow
USD 1,660,616
Debt-to-income
49%
Existing exposure
USD 2,560,000
Credit score
564
Cash-flow trend
-21%

Approval chain

  1. AI recommendation
  2. 2Credit analyst review
  3. 3Compliance review
  4. 4Authorised approver
  5. 5Final decision